186: Bret Johnson | How He Tackled $500,000 of Gambling Debt

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Today Bret Johnson returns to the podcast. Earlier I interviewed Bret about the Push Journal, a product that he and his wife, Chalene Johnson, created. During that interview we talked about his gambling addiction, so today he’s back to talk about exactly how he and Chalene recovered financially after running up a debt of $500,000. This conversation takes you step-by-step through how they paid off the debt and built a life of financial freedom. 

In This Conversation We Cover: 

  • [8:15] The first step Bret took to get out of debt
  • [11:25] His strategy for credit card debt
  • [22:56] Why he uses cashback credit cards
  • [25:12] Tracking expenses and income
  • [31:13] Making sure his kids didn’t suffer when they were cutting back on spending
  • [32:56] Talking about debt and addiction with his kids
  • [35:09] Saving and investing
  • [39:38] His morning ritual
  • [42:31] Investing in real estate

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Hi, I’m Rob!

Hi, I’m Rob! It has been said “You are not what you have learned, but what you’ve overcome.”


I have overcome my share of obstacles in order to architect the life of my dreams and uncover the key to lasting, meaningful success. Growing up in Queens (literally on the wrong side of the tracks), my early years were tumultuous, marked by hardship and violence.

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